Our Services and products
include cover for all
types of private and pleasure vessels including sailing vessels,
cruisers, sports cruisers, speed boats and
performance boats (up to 80 miles per
hour). We will consider wooden built vessels
and vessels over 25 years of age, provided
we have been given sight of a current survey
at the time of quoting.
We will provide limited racing risk
coverage, but only for sailing vessels and only
local regattas (not International Bluewater
We will not accept Trimarans (unless part of
a major fleet placement), houseboats
used as residences or over ten years of age,
ferrocement yachts or 'home-built'/experimental
craft or vessels designed for racing. We
will not consider insureds who have criminal
records or have been convicted of drunk
driving (DWI/DUI), or if they have had their
US Coast Guard Licenses revoked for any
We also provide most types of commercial
craft provided they are used for recreational
purposes including Fishing Charters,
Sightseeing Vessels, Excursion Vessels, Recreational
Dive Boats, Swimming & Snorkelling
Boats, Bareboat Charter Vessels Rental boats,
Sunset Cruises, Dinner Cruises and Whale
Watching. We will not write Jet-Ski Rentals
or Waverunner Rental Operations, Beachside
Rental Operations, Water Taxis (other
than as part of an excursion), Passenger
Ferries, Water Ski Rentals, Exotic Rides
(speed thrills, wild bananas, etc.).
On Bareboat Charter/Rental Boats, we will
require sight of the Charter/Rental Agreement,
which must contain a Hold Harmless
Agreement, signed by the renter.
On Skipper Charters or vessels requiring
Commercial Passenger Liability, we will
require the maximum certified number of
passengers and the average number per trip.
We will also require the number of paid
crew, if crew liability is requested.
In all cases the loss record is vital
information at the time the quote is issued.