If you are an online merchant in the airline, tourism and travel, hotel or e-commerce sectors accepting credit card payments via your website from customers both in
Africa an abroad, it is important to have suitable measures in place to
prevent credit cards being used fraudulently to make payments. At
PayGate we offer a number of fraud screening and risk analysis services
via our online payment gateway. These services are designed to run seamlessly along with our PayWeb, PayXml, and PayBill credit card processing services in order to offer merchants the maximum amount of security.
PayProtector Online fraud screening service can be used along with
PayWeb, PayXML and PayBill. This service screens all incoming
transactions from the online payment
gateway against extensive negative databases in real time and blocks
the fraudulent transactions from being processed to the internet merchant account.
This reduces the chances of successful transactions being processed for
credit cards being used fraudulently and by doing so reduces the
chances of receiving chargebacks. Our online
payment gateway is also configured to handle 3D Secure (MasterCard
SecureCode and VerifiedByVISA) processing. 3D Secure is a free credit
card authentication service offered by MasterCard and VISA. When a
customer makes a purchase on the 3D Secure-equipped website using a
card issued by a bank participating in the service, they are required
to enter a PIN number to proceed with the transaction. This acts as an
additional security measure as only the actual cardholder should have
access to the PIN number. 3D Secure also offers additional protection
from liability for certain types of chargebacks.
online prevention measures and good business practice, it is possible
to reduce fraudulent transactions processed to a negligible level. If
you are a merchant in the airline, tourism and travel, hotel or e-commerce sectors wanting to accept credit card transactions via an online payment gateway and you plan to accept international credit card payments as well as payments from customers in Africa, PayGate's fraud prevention services reduce the risks involved to allow safe and secure credit card payment processing.