Secured Loans

By: CapX Finance  03-08-2013
Keywords: Home Loans, Home Loan, Property Loans

We advance funds to clients who provide fixed property as security. Our clients typically need finance for a new business opportunity or to expand their current business, but the commercial banks won't approve the applications or their credit approval processes take too long. We make quick decisions and provide flexible loans to suit our clients' particular circumstances. The key aspects of such a loan are: Loan period of 6 -12 months; The property should be unbonded; The loan to value ratio should not exceed 40%; CapX will register a covering bond over the property; The client should make monthly interest payments on the loan; and CapX may only consider loans to companies, CC's, trusts and partnerships. The most important aspect of assessing an application is the client's exit strategy. We need to know from which source the loan will be settled at the end of the term, whether this is from selling a property, a business transaction being finalised, a pension to be paid out, finalisation of an estate or maturation of an investment.

Keywords: Bridging Finance, Home Loan, Home Loans, Property Finance, Property Loans

Other products and services from CapX Finance


Invoice Discounting and Invoice Finance

Growing businesses often experience cash flow pressure due to the high cost of expansion. Invoice Discounting and Invoice Finance provides them with instant cash flow to meet their obligations


Bridging Finance for Property Transactions

 The long lead time between the sale of a property and registration of transfer often  frustrates all the parties involved. CapX provides Bridging Finance to all participants in the property industry.