Assessment of existing
Wills & Testaments
Corporate Retirement Funds
Buy & Sell Key man
A financial plan
includes all aspects of your current and future financial
wellbeing. It is therefore important to also provide information on
your current assurance and investments.
Nine out of ten South
Africans do not have sufficient income when they retire. However, you
can retire comfortably if you start planning early.
Death and disability
are not pleasant subjects. But by planning ahead you can protect your
family should something happen to you.
Every person with
assets needs a will. It will ensure that your wishes are seen to
after death and it stipulates how your estate should be managed.
Estate planning is
structuring your estate to ensure that you get the most enjoyment out
of it while you are alive, and your beneficiaries get the maximum
benefits from it when you die.
A trust is an
agreement between an owner of assets and trustees. In terms of this
agreement the trustees undertake that they will administer the trust's
assets with the necessary care to the benefit of the beneficiaries.
Making the stock
market accessible to the full spectrum of investors.
We offer a range of
offshore products and services to suit every financial need.
Do you have a plan in
place to ensure the continuity of your business in the event of your
death or permanent disability? Who has the skills, knowledge and
finances to take over your business upon your death? How can you
ensure that your family receives a fair market-related price for the
sale of your business interests after your death?
Pension or Provident
funds providing retirement benefits for your employees.
What would the
financial impact on your business be should a key staff member die or
become permanently disabled? How can your business protect itself?
The solution your business is to take out key person assurance on the
lives of these key employees.
planning should make provision not only for day-to-day medical
expenses but also provide cover for major medical emergencies, and
build up savings for future medical expenses.
planning can help you realize your goals. Make your money work harder
by investing it wisely. Whether it's an unexpected windfall, or a
little extra money you put away each month, invest your money and
watch it grow.