JW Els Brokers offer comprehensive services

By: Jw Els  11-11-2011
Keywords: Investments, Retirement

  •   Assessment of existing portfolios  

  •   Life Assurance   

  •   Wills & Testaments   

  •   Estate Planning   

  •   Trusts   

  •   Unit Trusts   

  •   Off-Shore Trusts   

  •   Off-Shore Investments   

  •   Business Assurance   

  •   Corporate Retirement Funds   

  •   Buy & Sell Key man Assurance   

  •   Medical Aid   

  •   Investment Planning   

  •   Short Term Insurance   

A financial plan includes all aspects of your current and future financial  wellbeing.  It is therefore important to also provide information on your current assurance and investments.

Nine out of ten South Africans do not have sufficient income when they retire.  However, you can retire comfortably if you start planning early.

Death and disability are not pleasant subjects.  But by planning ahead you can protect your family should something happen to you.

Every person with assets needs a will.  It will ensure that your wishes are seen to after death and it stipulates how your estate should be managed.

Estate planning is structuring your estate to ensure that you get the most enjoyment out of it while you are alive, and your beneficiaries get the maximum benefits from it when you die.


A trust is an agreement between an owner of assets and trustees.  In terms of this agreement the trustees undertake that they will administer the trust's assets with the necessary care to the benefit of the beneficiaries.


Making the stock market accessible to the full spectrum of investors.



We offer a range of offshore products and services to suit every financial need.


Do you have a plan in place to ensure the continuity of your business in the event of your death or permanent disability? Who has the skills, knowledge and finances to take over your business upon your death? How can you ensure that your family receives a fair market-related price for the sale of your business interests after your death?


Pension or Provident funds providing retirement benefits for your employees.


What would the financial impact on your business be should a key staff member die or become permanently disabled?  How can your business protect itself?  The solution your business is to take out key person assurance on the lives of these key employees.


Your healthcare planning should make provision not only for day-to-day medical expenses but also provide cover for major medical emergencies, and build up savings for future medical expenses.


Sound financial planning can help you realize your goals.  Make your money work harder by investing it wisely.  Whether it's an unexpected windfall, or a little extra money you put away each month, invest your money and watch it grow.

Keywords: Investments, Retirement