Death Benefit Plan - Family Funeral Cover, Accident Cover

By: Integrisure  11-11-2011

Family Funeral Cover

The IntegriSure Death Benefit Plan provides cover for the Main Member, 1 Spouse, and 4 Dependent Children under the age of 21 years or 25 years if registered as a full-time student.

Individual/Extended Funeral Cover

Additional members which includes Parents, Parents-in-law and up to 2 Domestic Workers, can be added at a small additional monthly premium

Grandchildren Benefit

For a small additional premium add your grandchildren to your funeral plan to enable you to leave cash behind for them. No limit on number of grandchildren

Accident Cover

In the event of accidental death DOUBLE the assured amount will be paid out for any life assured under this policy with no waiting period, provided that the first premium had been received by the Insurer.

Martin's

Martin's will give all IntegriSure policyholders a 15 % Discount if they make use of Martin's funeral services.

Payment of Claims

We ensure payment within 48 hours after all relevant documentation has been received. Money will be available immediately as proceeds are received outside of the deceased estate if a beneficiary has been nominated.

Waiting Periods and Exclusions

  • There is a 6 month waiting period for death due to natural causes.
  • There is a 6 month waiting period for the Grandchildren Benefit.
  • In case of accidental death there is no waiting period, provided that the first premium has been received by the Insurer.
  • Cover for death as a result of suicide is excluded for two years.


Other products and services from Integrisure

11-11-2011

Over 50 Insurance, Death Benefit Plan, Hospital Plan and Motor Vehicle Cover

Motor Vehicle Section includes cover such as Medical Expenses & Trauma Cover after a Hi-Jacking or attempt thereto. Insurance forOver 50sBecause you fall into a more responsible group. A unique product that is lifestyle driven for the over 50 client. Own choice package policy that addresses individual cover needs. Subsidence & Landslip cover included under the Building Section. Motor Claims Service – available 24 hours a day – 7 days a week.


11-11-2011

Car, Motor Vehicle and Auto Insurance

More loyalty discounts on all other insurance (2nd car, house, etc. Extended territorial limit cover to African countries. Attractive discounts for off-road driver's courses. Replacement of new vehicle during 1st year.


11-11-2011

Breakdown Service - Towing and Roadside Assistance Service

Keys locked inside vehicle – Benefit: Locksmith’s call-out fee and first hour’s labour. Mechanical and Electrical Breakdown – Benefit: Emergency Roadside repairs or Tow-in. Cost of repair or parts, or replacements such as battery, tyre/s, locks and keys. Integrisure Towing and Roadside Assistance Service. Flat Battery – Benefit: Cost of Battery change.


11-11-2011

Appliance Cover, Consumer Electronics Insurance

MaxiCare provides an appliance and consumer electronic support product which assist the product owner/user with the long term maintenance of his/her product. Damage due to or evidence of: Lightning, Power surge, war, liquid contamination and extended exposure to moisture and humidity. Failure during the 2 months following the commencement of the contract.