Any accidental contact with body fluids in the workplace is covered up to a benefit of R1 000 000 in respect of Doctors. We provide cover for all staff who may accidentally come into contact with blood. The cover can be extended include "occupational" HIV cover, which is not limited to needlestick incidents only.
Our product also provides up to R2 000 of the initial prophylactic treatment required after an accident.
We do not require tests prior to purchasing cover, but require a blood test within 24 hours of the incident. A negative test needs to be obtained at this stage.