Loans/ credit clear
Willem De Klerk Attorneys
Loans, Personal Loans, Loans & Mortgages
What does it mean to be blacklisted?
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If you have been late in paying your accounts or have failed to pay them, a negative listing can be recorded on your credit profile in the form of a notice, judgment or adverse listing. Both individuals and companies can be blacklisted.
If any of these listings appear on your credit profile, you will probably find it very difficult to buy anything on credit or to obtain finance of any kind. People who have been blacklisted can often not open bank accounts and might even struggle to find employment. If you are able to get finance, you might have to pay a higher interest rate or put down a large deposit. If you have been blacklisted it is important to clear your name as soon as possible.
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