HomeSend | eServGlobal

By: Eservglobal  11-11-2011
Keywords: Service Providers, Electronic Wallet

As a growing proportion of mobile payments are in the area of international remittances, HomeSend provides a hubbing service enabling various types of Service Providers to quickly launch money and airtime transfer services.

This service is offered through a strategic business partnership with BICS and is the first mobile-centric remittance solution endorsed by the GSMA.

HomeSend enables cross border person-to-person money and airtime transfers and electronic roaming recharge. HomeSend is an open and neutral intermediary between the MNOs (Mobile Network Operators), MTOs (Money Transfer Organizations), electronic wallet (e-Wallet) providers, banks and PSPs (Payment Service Providers) in the cross-border and cross-network remittance ecosystem.

HomeSend has a native interface with eServGlobal’s PayMobile mobile money system managing m-Wallets (mobile wallets). These m-Wallets can be hosted either inside the service provider’s network or at eServGlobal’s SaaS facilities.

Any MNO, MTO, e-Wallet provider, Bank or PSP can be interfaced with HomeSend. A public API is available to facilitate this integration.

For MNOs, the HomeSend service enables their subscribers to:

  • Transfer airtime or money to a foreign subscriber
  • Receive airtime or money from a foreign subscriber
  • Recharge their prepaid credit while abroad using a visited network top-up product from a foreign MNO (outbound roamers)

In addition, visiting foreign subscribers (inbound roamers) are able to recharge their prepaid credit using the home network MNO’s top-up systems

For non-Telco services providers (MTOs, e-Wallet providers, PSPs and banks) the HomeSend service enables their customers to:

  • Send money to a foreign mobile subscriber
  • Receive money from a foreign mobile subscriber
  • Recharge any mobile prepaid accounts located any where in the world
  • Transfer money abroad

HomeSend offers the advantages typically associated with a hubbing and managed service. It provides immediate access to the whole world through a single technical and commercial interface eliminating the need to manage multiple relationships and multilateral agreements.

The hub fees are transaction-based, which considerably lowers costs and reduces the time to market to launch money and air time transfer services.

Keywords: Electronic Wallet, Service Providers,

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