Equinox offers a Retirement Annuity fund, a Pension
Preservation fund and a Provident Preservation fund. These funds have been designed
to give investors a transparent, flexible and cost effective pricing structure, as well as
wide range of underlying unit trust investment choices.
Our unique online technology allows you to track the status of your investment and the value
of your investments on a real time basis.
- An annual certificate issued by the Compliance Officer or appointed auditors of the investment management
company confirming that the investment instrument complies with regulation 28 guidelines on an ongoing basis.
(The certificate must be dated on any day within the Equinox retirement fund financial year being 1 March to 28 February of each year.)
- A supplemental deed confirming that the said investment instrument will be managed according to retirement fund regulation and is
suitable for retirement funds.
The trustees of the retirement funds review the list of compliant investment instruments regularly and might from
time to time decide to remove investment instruments based on performance or compliance criteria not being met.
This means that you can select the very best fund managers, and switch as and when you please.
The Equinox Retirement Annuity Fund provides investors with a tax efficient
vehicle to save for retirement. It is ideal for self employed investors or those
who wish to top up existing contributions to their pension or provident fund.
Our Retirement Annuity fund enables investors to contribute to the fund
on an 'as and when' basis without any penalties, which makes it ideal for those who have an
irregular income stream.
Contributions to the Equinox Retirement Annuity Fund can be made on a
lump sum basis or by debit order. Debit orders can be reduced, stopped and
resumed as your circumstances change.
The focus is on simplicity, choice and transparency. The Equinox Retirement Annuity Fund does not
offer any guarantees. Neither does it include any insurance component, which means significant cost savings
and no complicated policy tie-ups.