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Competency to manage money appears to be a skill that does not come naturally to everyone. It is quite easy to develop poor financial and spending habits but understanding basic concepts and techniques necessary to handle credit responsibly increases the likelihood for access to economically priced credit, a good credit record, consumer protection, and perhaps the most important, a higher propensity towards savings, which increases individual net worth.
Debt Sage will expose you to our expert advice and tips on debt management, personal finances through articles for no charge.