Debt Counselling - Debt Counselling Services - Debt Counselling Cape Town

By: Debt Sage  11-11-2011
Keywords: debt, Debt Management

Are you debt smart? Want debt advice. We will provide you with essential information and advice on debt management tailored specifically for you.

Competency to manage money appears to be a skill that does not come naturally to everyone. It is quite easy to develop poor financial and spending habits but understanding basic concepts and techniques necessary to handle credit responsibly increases the likelihood for access to economically priced credit, a good credit record, consumer protection, and perhaps the most important, a higher propensity towards savings, which increases individual net worth.

Debt Sage will expose you to our expert advice and tips on debt management, personal finances through articles for no charge.

Keywords: debt, Debt Management

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11-11-2011

Corporate Solutions - Debt Counselling - Debt Counselling Services - Debt Counselling Cape Town

Organisations can make it a lifetime responsibility to protect themselves as well as their employees against this problem by investing in programs to help minimize employee debt which include providing easy and quality workplace financial education, allocating 1 hour of working time per month for employees to manage their finances etc.


11-11-2011

Debt Counseling - Debt Counselling - Debt Counselling Services - Debt Counselling Cape Town

This Act provides for consumers to go through debt counselling before filing for other debt relief measures such as debt administration and insolvency which have a devastating effect in terms of crippling future borrowing capacity and also carry large financial and legal costs.


11-11-2011

Debt Management Tips & Advice - Debt Counselling - Debt Counselling Services - Debt Counselling Cape Town

If any credit does not help you save money or make you better off by providing you with a useful reward at no cost to you then consider not using it. If you have huge credit card and micro loan debt, this can often be advantageous because these generally carry a high interest rate. Unless you pay your debt in full before finance charges accrue, purchases made with credit will cost more than those made with cash.


11-11-2011

Beat the recession! Try these strategies to avoid accumulating too much debt.Debt Counselling - Debt Counselling Services - Debt Counselling Cape Town

Revise down your lifestyle and live simple for a while. Use cash or debit cards for purchasing everyday items. Buy generic brands & consider making bulk purchases. Start saving to build an emergency fund.