A conservative portfolio that has been designed with a dual purpose in mind - to provide a fund which generates high yields for those who require an income from their investment, and secondly, with it's normally high exposure to Gilt's and/or Cash, makes it ideally suited for long term growth with minimum risk to any major equity fluctuation. Although this portfolio has been engineered with the conservative investor in mind, in times of turbulence this becomes an ideal home for ANY investor to utilise, to tide things over until normality returns to equities.
Medium to Low Volatility:
A well balanced portfolio which offers a mix of income and capital growth. This portfolio was designed for the mature investor who wants some equity exposure, however, holds a reasonable fixed interest content to protect against any sudden stock market shocks. Note that this fund may not always be No. 1, but should deliver AVERAGE top quartile performance consistently, with the objective to keeping pace with inflation.
This “Medium Risk” fund was created for the investor who is looking for superior long term capital growth. Although the portfolio will normally have a higher equity exposure than Classic Port and Cabernet, it will strive to maintain a balance between Blue Chip funds (when relevant); Growth Stocks and Niche Funds to provide minimal risk over a 36 month plus investment period.
Medium to High Volatility
This fund has been designed for aggressive growth, but with strong emphasis on research to provide an element of security despite the high exposure to the equity markets. At no time will this portfolio move into totally dangerous territory. An ideal home for monthly investments for those investors who wish to capitalise on “Rand Cost Averaging”
This fund carries a “flexible” mandate, in that it can deviate between all asset classes as we see fit at that time. It has been designed for the adventurous investor who is looking for a quick turn around on their investment, however, they are aware of the inherent risks in an aggressive portfolio. The portfolio mandate is to search for, and acquire, funds which could benefit from sudden market swings. The investor must thus be prepared to take any knocks which may arise.
With the continual "capping" of offshore portfolio's by the various management companies locally, investors are being jeopardised by not being able to participate in offshore investments.
This has lead Brantam to research the availability of funds, source the potentially best of the bunch, and thus creating a 100% offshore fund, which will consist of a basket of Rand denominated funds into which we have a guaranteed line of credit. This is a fairly unique situation that we are in, and will provide Brantam Investors with some modicum of access to the global markets.
NOTE: Some confusion exists regarding "Rand denominated" portfolios.
To clear the air, unless you have physically applied for tax clearance, and moved your money offshore into a global denominated currency (e.g. $), you are NOT invested in a true offshore fund. If you invest in Rand into a portfolio such as the Claret fund, what you will have bought is an "asset swap" which allows you to participate in the growth of international funds, PLUS get the rand depreciation, however, your funds will ALWAYS be remitted back to you in Rand.
Merlot is an offshore fund and performance sheet is only available to existing Merlot clients.